> ## Documentation Index
> Fetch the complete documentation index at: https://docs.woodcore.co/llms.txt
> Use this file to discover all available pages before exploring further.

# Customer & Accounts

> Comprehensive customer and account management system that handles individual, corporate, and group relationships with flexible account associations.

<Note>
  The Client Management module is the foundation of Woodcore's banking system, handling all aspects of customer information, relationship management, and account associations. It provides a flexible framework for managing diverse customer types and their various banking relationships.
</Note>

<AccordionGroup>
  <Accordion title="Customer Overview" defaultOpen={true}>
    ```mermaid theme={null}
    flowchart TB
        subgraph CustomerTypes[Customer Types]
            Individual[Individual Customer]
            Corporate[Corporate Customer]
            Group[Group/Joint Customer]
            Trust[Trust Customer]
        end

        subgraph AccountTypes[Account Types]
            Savings[Savings Account]
            Current[Current Account]
            Loan[Loan Account]
            Fixed[Fixed Deposit]
            Investment[Investment Account]
        end

        subgraph Relationships[Customer-Account Relationships]
            Individual --> Savings
            Individual --> Current
            Individual --> Loan
            Individual --> Fixed
            Corporate --> Current
            Corporate --> Loan
            Corporate --> Investment
            Group --> Savings
            Group --> Current
            Trust --> Investment
        end
    ```

    <Tip>
      A single customer can be associated with multiple accounts of different types, creating a comprehensive banking relationship.
    </Tip>
  </Accordion>

  <Accordion title="Customer Types">
    <AccordionGroup>
      <Accordion title="Individual Customers" defaultOpen={true}>
        <Info>
          Individual customers are natural persons who can hold personal accounts and access retail banking services.
        </Info>

        * Personal identification details
        * Contact information
        * Employment details
        * Income information
        * Risk profile
        * Banking preferences
      </Accordion>

      <Accordion title="Corporate Customers">
        <Info>
          Corporate customers are legal entities such as companies, partnerships, and organizations.
        </Info>

        * Business registration details
        * Corporate structure
        * Authorized signatories
        * Business classification
        * Financial statements
        * Compliance documents
      </Accordion>

      <Accordion title="Group/Joint Customers">
        <Info>
          Group customers represent multiple individuals sharing accounts or services.
        </Info>

        * Group structure
        * Member details
        * Relationship types
        * Authorization levels
        * Group policies
      </Accordion>

      <Accordion title="Trust Customers">
        <Info>
          Trust customers represent legal arrangements where assets are held for beneficiaries.
        </Info>

        * Trust deed details
        * Trustee information
        * Beneficiary details
        * Trust type
        * Asset management rules
      </Accordion>
    </AccordionGroup>
  </Accordion>

  <Accordion title="Account Relationships">
    ```mermaid theme={null}
    flowchart LR
        subgraph CustomerProfile[Customer Profile]
            BasicInfo[Basic Information]
            KYC[KYC Details]
            RiskProfile[Risk Profile]
            Preferences[Preferences]
        end

        subgraph AccountRelationships[Account Relationships]
            Primary[Primary Account]
            Secondary[Secondary Accounts]
            Joint[Joint Accounts]
            Beneficiary[Beneficiary Accounts]
        end

        subgraph AccountTypes[Account Types]
            Savings[Savings]
            Current[Current]
            Loan[Loan]
            Fixed[Fixed Deposit]
        end

        CustomerProfile --> AccountRelationships
        AccountRelationships --> AccountTypes
    ```

    <AccordionGroup>
      <Accordion title="Primary Accounts">
        * Main operating account
        * Salary/income account
        * Primary savings account
        * Default transaction account
      </Accordion>

      <Accordion title="Secondary Accounts">
        * Additional savings accounts
        * Investment accounts
        * Special purpose accounts
        * Foreign currency accounts
      </Accordion>

      <Accordion title="Joint Accounts">
        * Shared ownership accounts
        * Multiple signatory accounts
        * Family accounts
        * Business partnership accounts
      </Accordion>

      <Accordion title="Beneficiary Accounts">
        * Trust beneficiary accounts
        * Estate accounts
        * Minor accounts
        * Power of attorney accounts
      </Accordion>
    </AccordionGroup>
  </Accordion>

  <Accordion title="Customer Management">
    <AccordionGroup>
      <Accordion title="Registration Process">
        ```mermaid theme={null}
        flowchart TD
            Start[Start Registration] --> CollectInfo[Collect Basic Information]
            CollectInfo --> VerifyID[Verify Identity]
            VerifyID --> RiskAssess[Risk Assessment]
            RiskAssess --> ComplianceCheck[Compliance Check]
            ComplianceCheck --> CreateProfile[Create Customer Profile]
            CreateProfile --> SetupAccounts[Setup Initial Accounts]
            SetupAccounts --> End[Registration Complete]
        ```

        <Warning>
          All customer registrations must comply with KYC and AML regulations.
        </Warning>
      </Accordion>

      <Accordion title="Profile Management">
        * Update personal information
        * Modify contact details
        * Change preferences
        * Update documentation
        * Manage relationships
      </Accordion>

      <Accordion title="Account Management">
        * Open new accounts
        * Close accounts
        * Modify account details
        * Update account status
        * Manage account relationships
      </Accordion>
    </AccordionGroup>
  </Accordion>

  <Accordion title="Security & Compliance">
    <AccordionGroup>
      <Accordion title="Data Protection">
        * Encryption of sensitive data
        * Access control mechanisms
        * Data retention policies
        * Privacy controls
      </Accordion>

      <Accordion title="Compliance Requirements">
        * KYC verification
        * AML monitoring
        * Regulatory reporting
        * Audit trails
      </Accordion>

      <Accordion title="Risk Management">
        * Customer risk scoring
        * Transaction monitoring
        * Fraud detection
        * Compliance alerts
      </Accordion>
    </AccordionGroup>
  </Accordion>

  <Accordion title="Integration Points">
    ```mermaid theme={null}
    flowchart LR
        subgraph CoreSystems[Core Systems]
            Client[Client Management]
            Account[Account Management]
            Transaction[Transaction Processing]
            Compliance[Compliance System]
        end

        subgraph ExternalSystems[External Systems]
            KYC[KYC Provider]
            CreditBureau[Credit Bureau]
            Payment[Payment Systems]
            Reporting[Reporting Systems]
        end

        Client --> Account
        Account --> Transaction
        Client --> Compliance
        Client --> KYC
        Client --> CreditBureau
        Transaction --> Payment
        Compliance --> Reporting
    ```

    <AccordionGroup>
      <Accordion title="Internal Systems">
        * Account management
        * Transaction processing
        * Loan management
        * Deposit management
      </Accordion>

      <Accordion title="External Systems">
        * KYC providers
        * Credit bureaus
        * Payment gateways
        * Regulatory systems
      </Accordion>
    </AccordionGroup>
  </Accordion>
</AccordionGroup>

## Next Steps

Explore related modules to learn more about:

* [Account Management](/modules/core-banking/accounts)
* [Transaction Processing](/modules/core-banking/transactions)
* [Loan Management](/modules/core-banking/loans)
* [Deposit Management](/modules/core-banking/deposits)